SmartLink Nigeria Regulatory Compliance & Governance Framework

SmartLink NG operates in full adherence to the laws of the Federal Republic of Nigeria, including the Nigeria Data Protection Act 2023 (NDPA), Cybercrimes Act, and Anti-Money Laundering (AML/CFT) guidelines.

Data Protection (NDPA & NDPR)

All identity verifications (NIN, BVN) are processed on lawful grounds of data subject consent. We enforce cryptographic audit trails and maintain a designated Data Protection Officer.

Banking & Settlement Partnerships

Dedicated virtual accounts and wallet balances are held in technical partnership with CBN-licensed financial institutions (Wema Bank, Moniepoint MFB, Providus Bank, Sterling Bank) and PCI-DSS Level 1 payment switches.