SmartLink Nigeria Security & Data Protection Architecture

SmartLink NG deploys multi-layer bank-grade security protocols to protect customer identities, financial ledgers, and developer API integrations.

Cryptographic Standards

All data in transit is encrypted using TLS 1.3 with strict HSTS. Sensitive data at rest is encrypted using Advanced Encryption Standard (AES-256). Passwords and credentials use salted cryptographic hashing.

Virtual Account & Financial Vault Security

Financial ledgers utilize double-entry bookkeeping to prevent ledger discrepancies. Webhook endpoints enforce HMAC-SHA512 signature verification.